FINANCING YOUR STUDIES:
WHY NOT DO IT WITH HELP FROM THE STATE?

Financial help for less worries and more independence: With support from the federal and state governments, you can reduce the tuition fees for your studies at IU. We offer you support you in this endeavour. Funding? Only with optimal financing options! 

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State funding: For your financial independence

As part of a full- or part-time degree programme at IU International University of Applied Sciences, you will have to incur a number of costs - from tuition fees to the purchase of work materials. So you can spend more time in the lecture hall instead of working a part-time job, you can also rely on federal and state funding if necessary. In addition to BAföG and child benefits, this also includes financial assistance in the form of a KfW student loan or a state scholarship. Do you want to remain financially independent during your studies at IU? Then we will be happy to support you in finding the financing option that best suits you.  

Child benefits as a welcome financial injection for adult students

You haven't lived at home for a long time and have to pay the monthly rent for your own four walls? If your 25th birthday is still a long way off, you or your parents are legally entitled to child benefits. That’s between 219 and 250 euros per month. If you are older but have done military or civilian service, your entitlement is extended by the length of time you have served. 

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BAföG as individual financial support with an interest-free loan

If you lack the financial means for studying at IU, the state provides you with a financial basis for a carefree start to your professional future through the Bundesausbildungsförderungsgesetz (BAföG). The actual amount of grants and interest-free loans depends primarily on your individual circumstances and takes into account your parents’ financial situation. Almost one out of two students is entitled to BAföG. If you meet the necessary requirements, you can benefit from up to 861 euros (as of 2021) per month.  

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Vocational Training Service for the Federal Armed Forces for students in the civil service

If you are a temporary soldier in the Federal Armed Forces (Bundeswehr) and want to study at IU, you can apply for financial assistance. BFD funding is available to you both during your entire period of service and for up to seven years afterwards. 

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KfW student loans as financial aid at low interest rates

If you are not entitled to child benefits or BAföG and have not been awarded a scholarship, you may be eligible for a low-interest student loan from KfW Förderbank to finance your studies at IU. This loan is granted regardless of your own income or that of your parents and can also be combined with other state subsidies to close any financial gaps.  

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KfW student loans for low-interest financing of your entire studies at IU

In contrast to KfW Bildungskredit student loans, with a KfW Studienkredit student loan you can also finance your entire first and second degree education with a low-interest instalment loan. Regardless of whether you are a first-year student or a student in a higher semester. KfW Studienkredit student loans are granted far more frequently than KfW Bildungskredit student loans, as the interest rates and the maximum loan amount are significantly higher. You can adjust the amount of the monthly financial injection to suit your personal needs. 

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Further education scholarship as a cornerstone for professional success

You are extremely talented, have already successfully completed your vocational training and are under 25 years old? With the continuing education scholarship, you can have both specialised and interdisciplinary continuing education as well as part-time studies at IU subsidised by the Federal Ministry of Education. The funding covers a total of 8,100 euros, spread over three years of funding.  

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Make yourself financially independent with a scholarship

In addition to state funding, there are also various scholarships available to you as an alternative to finance your entire studies at IU provided you are highly talented or have a particularly inspiring background. If at least one of these points applies to you, then you can choose to apply for an IU scholarship, a Deutschlandstipendium or another funding programme from non-profit foundations. 

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We are moving

From 01st March the virtual campus of the part-time studies programme is part of the IU distance learning programme and then takes place in this new environment. Nothing else will change for you: You will also benefit from interactive courses via video chat, smart online teaching and the exchange with lecturers and students.

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