FINANCING YOUR ONLINE STUDIES

Distance learning

Invest in your future

Studying means investing in yourself: Because the knowledge and skills you acquire during your studies will pay off – professionally, personally, financially. To make your goal accessible, we will show you, how you can finance your online studies. 

Plan the financials of your online studies – in 3 easy steps

Step 1: Choose wisely 
In order to create a financing plan that gives you security, you need a time model that fits your budget. In our degree programmes and further training courses, you can chose between three options – depending on how much time and money you are able to invest each month. 
 
Step 2: Calculate wisely 
Be specific: How much money can you invest in your further development each month after deducting rent, cost of living and other expenses? Our suggestion: Outline your income and expenses to get clarity
 
Step 3: Finance wisely 
As soon as you have an idea of ​​your income and expenses, you can move on to the last step: your individual financing plan. You will find various options on how to effectively reduce your fees and cover the remaining costs below. 

Your free online information session on financing

We offer regular online information sessions in which our study advisors give you tips on various financing options and answer your questions. 
 
You want to attend the next session? Secure your spot here!

Funding benefits at IU

Save time and money with your previous achievements

You have already studied, worked or completed vocational training? Then you can get your previous experience recognized for your online studies! This reduces the duration of your studies and saves you 30 euros per recognized ECTS point. 
 
If you want to benefit financially, you must submit your application before the end of your trial month
 
Saving through previous achievements: Figure out in which degree programme you can save the most time and money. 

Your IU scholarship

You are unique: your career, your talents and the dreams you want to achieve. A scholarship is within reach for you, too.  

We award four scholarships each month which reduce your total costs by 50%. And since we know each person follows their own educational path, we accept various reasons for supporting you specifically.  
 
Take your shot: Apply online for one of our scholarships for people with disabilities, women in tech, single parents or career changers
 
Find out more about the scholarship programmes of IU and other organizations! 

The following services are included in your tuition fees:

  • Learning materials including the IU app, our online campus, MS Office and Speex language courses 
  • Personal support from teachers, tutors, the student office and study advisors 
  • Online library with 60,000 e-books and access to Statista 
  • Access to over 14,000 courses and 1,800 video tutorials on LinkedIn Learning 
  • Study and career coaching 

Financing your studies through your job

Own salary

64% of our students finance their studies through their jobs.* This has several advantages: You can apply your newly acquired skills and specialist knowledge directly. Additionally, you already have convincing arguments for salary negotiations during your studies. 
*Source: First semester survey 2022 

Tax deductibility

Did you know that up to 42% of your tuition fees are tax-deductible? For a full-time bachelor’s degree, you can get back up to 155€ of the monthly tuition fees of €369. 

Go to tax tips

Employer support

By applying for cost absorption, your employer can cover some of the costs of your studies. The application lists reasons why your employer should support you. You can also discuss whether you are eligible for additional time off for exams and exam preparation or if flexible working hours are possible. 
Learn more 

Rebekka, student of business administration

“I finance my studies with my own salary – and with a small part-time job on the weekends. Before starting my studies, I gave a lot of thought to financing. The study advisors at IU were helpful. In addition, the costs of the programme are very transparent right from the start, so I knew what I was in for – without any unpleasant surprises.” 

Our students’ voices. In numbers.

  • 96% recommend us

    on Fernstudiumcheck.de.* 

  • 84% confirm

    that their online studies were worth it financially.**

  • 56% benefited from

    a salary increase of up to €1000.**

State and private support in financing your online studies

Student and educational loans

Student or education loans with low interest rates are a viable solution to cover the cost of your online studies. Find out how you can easily find the right loan for you online! 

BAföG

BAföG is a form of financial support from the state that helps you finance a full-time study programme. Whether and to what extent you receive funding depends on various factors. We recommend that you submit your application for BAföG early. You can find more detailed information on the BAföG website or through the free BAföG hotline: +49 (0)3641 940 056 062. The “Studierendenwerk” in Thuringia is responsible for your BAföG application. 

More options:

Child allowance: €250 for students under the age of 25

Parental allowance: Wage replacement payment based on previous income 

Family support: Financial support from family members 



Nicole, online studies, social work

“The information on the IU website helped me to get an initial overview of the financing options and their conditions. I was able to take out an adequate loan with a good interest rate for the tuition fees from my local bank. It is very worthwhile to compare different options that fit your individual situation.” 

Free trial? Let’s go!

You can try out your study programme for four weeks – no commitment. The fees for this period only apply if you decide to continue your studies with us.


Simply register online for your desired programme.

Request free information

You'll find all of the important information about your study programme and IU International University of Applied Sciences in your personal brochure.

We are moving

From 01st March the virtual campus of the part-time studies programme is part of the IU distance learning programme and then takes place in this new environment. Nothing else will change for you: You will also benefit from interactive courses via video chat, smart online teaching and the exchange with lecturers and students.

Info by post

I have taken note of the data protection declaration as well as the information on the right of withdrawal and on the persons responsible.

*Mandatory fields

Still have questions about financing? We have the answers.

Awards, accreditations and certifications

ZFU